Bellrock Specialty's business model is simple, create a truly competitive environment to negotiate our clients’ placements. To achieve this, we must first have a motivated underwriter and we know that by getting this right, the rest will follow.

The typical Insurance Broker business model is unashamedly built around maximization of bottom line profits and client ring-fencing, which is often against the client's best interests.

Stephen McCarthy has founded and operated Insurance Broking firms for over 40 years.
When establishing this new Insurance Broking business model in 2007, the business plan was built around the following principle objectives:
> Create an environment where negotiations are genuinely motivating underwriters on a totally transparent level.
> Provide a logical servicing platform to achieve the ultimate Client/Broker relationship (i.e. no barriers to ring-fence clients)
Our experience has proven that if we get the above objectives right, the bottom line profits and loyal clients will follow.